Employers
Employers in the State of New Hampshire play a vital role in helping workers access wage replacement benefits to address their personal and family health needs while staying connected to work.
Purchase New Hampshire Paid Family and Medical Leave (NH PFML) Insurance to Recruit and Retain Workers
Take advantage of the Business Enterprise Tax (BET) credit by purchasing NH PFML insurance through MetLife, the state’s PFML insurance partner.
NH PFML is an attractive worker benefit that can give you a competitive edge by providing:
- Wage replacement protection for your workers to help them cope during a health crisis or care need
- Reduced turnover and improved worker retention as workers stay connected to work
- Increased worker morale and productivity
NH PFML insurance protects workers’ financial security and strengthens a business's bottom line.
Employers Benefit, Too
By purchasing NH PFML employer-sponsored insurance through MetLife, the state’s PFML insurance partner, you are eligible to receive a BET tax credit equal to 50% of the NH PFML insurance premium you pay.
Other insurers or third-party administrators may be authorized to provide equivalent PFML insurance plans, but the BET tax credit is only available when you purchase a NH PFML insurance plan through MetLife.
Choose the NH PFML insurance plan that works for you.
Show that you value your workers. Add another dimension to your benefits package by selecting the NH PFML insurance plan that suits your needs and those of your workers.
6-Week Plan
- 6 weeks of wage replacement benefits
- 60% wage replacement
- Options for premium funding through employer and/or worker contributions
- BET tax credit of 50% of premium paid by employer
12-Week Plan
- 12 weeks of wage replacement benefits
- 60% wage replacement
- Options for premium funding through employer and/or worker contributions
- BET tax credit of 50% of premium paid by employer for 6 weeks of coverage
How Much Does NH PFML Cost?
Employers can get a quote from MetLife, the state’s PFML insurance partner, for a NH PFML insurance plan that meets their business needs (within regulatory parameters set by the state). NH PFML insurance can be purchased from MetLife through a licensed agent, broker, or consultant who is appointed with MetLife to sell the NH PFML insurance plan.
An employer may fully fund the NH PFML insurance premium cost on their workers’ behalf, split the premium cost with workers or pass on the full cost to workers.
Employers who purchase a NH PFML insurance plan through MetLife will be eligible for a BET tax credit equal to 50% of the premium paid by the employer on behalf of their workers for six weeks of coverage.
Employer Toolkit
The NH PFML Employer Toolkit provides employers with detailed information about the NH Paid Family and Medical Leave (NH PFML) plan and serves as a roadmap for employers to design and implement NH PFML for their workforce. The resources below are available to employers, but not required, when using this voluntary benefit.
- NH PFML Employer Toolkit
- MetLife's Quote Calculator for Employers
- NH PFML Claims and Appeal Process
- NH PFML Employer Fact Sheet
- NH PFML Equivalent Plan Checklist
- NH PFML Filing a Claim Quick Reference
- NH PFML Introductory Postcard (Optional)
- NH PFML Notice of Benefits Poster (Optional)
- NH PFML Paycheck Mailer (Sample)
What Is the Claims Process?
Covered workers submit claims for NH PFML insurance directly to MetLife; however, employers are obligated to address worker questions and direct workers to MetLife.
Employers must also provide wage and leave information, work schedules and other benefits information to MetLife to support NH PFML insurance claims processing.
Frequently Asked Questions
Frequently Asked Questions
You have questions. We have answers, here
Key Dates
NH PFML Plan: Begins January 1, 2023
Employer Enrollment (Ongoing): Begins December 1, 2022
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